Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you know exactly where your money is going. Buyers: If you are purchasing a house in Southern California, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not stunned when you show up at closing time. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates in question.
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